As one of the founders of the W. Capra Consulting Group, a payment and retail technology consulting firm based in Chicago, Terry Mahoney is one of the leading retail systems experts in the industry.   Terry has over 15 years of experience as a project manager and retail systems architect on a variety of site and head office systems projects.  He has a proven track record in enterprise-scale information technology projects, including project management, technical architecture and strategy, business process analysis, and the management of large systems integration projects.  Terry also has an extensive background in technology standardization and procurement and is an acknowledged expert at identifying and addressing the organizational impacts of information technology changes, and redesigning business processes to capitalize on today's enabling technologies.  Terry has demonstrated strong leadership and commitment to the payment industry through his participation in PCATS, NACS and other industry organizations.

Terry has a Bachelors degree in Mathematics and Computer Science from Loyola University and a Master of Business Administration, Marketing Management/Finance from the University of Chicago.