NACS 50th Anniversary: Celebrating 50 Years

Credit Card Fees

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Credit Card Fees
NACS retail members cite credit card fees as their third largest store-level operating expense, following labor and rent.

In 2009, the convenience and petroleum retailing industry reported $7.4 billion paid in credit card fees, a decrease of 11.9% from 2008. (Read about NACS' advocacy efforts towards this decrease.) At the motor fuel dispenser, credit card fees are often greater than the profit a retailer earns on each gallon sold. The largest component of these fees is interchange, a fee charged by the cardholder's bank to the retailer's bank and passed on to the retailer.

Across all industries, in 2008, Visa, MasterCard and their issuing banks collected $42 billion in credit card interchange fees and the result is drawing attention from Congress.

Read what NACS is doing to combat credit card interchange fees (also known as "swipe fees").

Click here to contribute to NACS efforts to fight unfair credit card fees, and read more about our recent credit card fee petition.



A Really Bad Joke

Visa rolls back interchange fees and retailers pay even more.

Credit Card Issue Updates
See what NACS is doing to advocate fair treatment of its members.

NACS Card Processing Program
Designed to reduce card processing fees for convenience store and petroleum marketers.

Merchant's Payment Coalition
Learn more about fighting credit card fees.