NACS Card Processing Program (CPP)
The NACS Card Processing Program has been reducing card processing fees for convenience store and fuel marketers since 2003.

Retailers who enroll in CPP receive reduced processing fees by First Data aggregating NACS members and industry operators’ transactions to provide the lowest possible rates for our channel. 

Who Should Care?

• Unbranded store owners and operators.
• C-stores paying a markup beyond real interchange.

Why Should You Care?

• Card payments in convenience stores have grown from 21% of transactions in 1995 to 55.7% in 2010.
• It cost convenience stores $9.0 billion (nationwide) to accept cards in 2010.
• Increased card use for small transactions is eroding profits.

How Much Does it Cost?

• 3.9 cents per transaction after interchange for NACS members; 6 cents for non-members.
• No percentage rates, fee-padding, hidden charges or complicated statements.
• Standalone transactions are supported

Additional Information

Accepted card types include Visa, MasterCard, American Express, Discover, Diner’s, Online Debit, Voyager and Wright Express. 

Additional Fees

• Charge Back and Retrieval Fee - $5
  ACH Rejection - $15 (rare charge)
  Debit Adjustment - $7.50 (rare charge)
• On-line Reporting – (additional hardware available for purchase or equipment available for lease)
• Standard three year Card Processing Program agreement with First Data, with annual renewal option.
• Superior Customer Service – call 24 hours, 7 days a week and your call will be answered within 45 seconds.

Try Us!
Let NACS review your statements for free to show you real-time cost savings!

Questions?
Check out our FAQ section or contact Doug Spencer, NACS Director of Products & Services at (703) 518-4293.