American Express Launches Amex Express Checkout

Much like PayPal, the new service uses a card member’s password instead of a card number or swiping a card for purchases.

July 13, 2015

NEW YORK – Last week American Express announced the launch of Amex Express Checkout, an online payment tool for card members to use at participating online merchants.

To use Amex Express Checkout, card members load their existing americanexpress.com user ID and password, and American Express auto-fills the checkout fields with their card details and relevant account information. Amex Express Checkout is not a mobile wallet and does not require a card member to create or manage a new account.

So far, online retailers participating in the program include BarkBox, Burberry, Ledbury, Newegg, Sabon, Ticketmaster, Warby Parker and The Wall Street Journal. Amex Express Checkout is expected to be available in the coming months on websites such as Avis Car Rental, Banana Republic, Cole Haan, Hulu, Gap and Old Navy.

With Amex Express Checkout, a card member's account information is transferred to the merchant through a token allowing for safer transactions than traditional online checkout. And because American Express auto-fills account information in real-time for every online transaction via Amex Express Checkout, a user’s card number and billing details are current, which eliminates the need to manually update those details, as may be required with an online wallet.

For merchant partners, Amex Express Checkout can be integrated into any stage of their existing customer payment process and functions on a desktop or mobile site, or in the native app. With Amex Express Checkout, merchant partners have access to the card account data they need, to enable customers to quickly and seamlessly check out on their sites, along with embedded security features and customer authentication performed by American Express.

American Express and Stripe are also teaming up to simplify the Amex Express Checkout integration process. In the coming weeks, Stripe, a payments platform, is expected to offer a simple process for merchants to integrate Amex Express Checkout in just a few steps.

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