NEW YORK - Yes, members of Congress can get annoyed ?" particularly when facts are twisted to accommodate the opposition??s position.

True story: About 10 years ago a now U.S. senator wrote a pointed response to a constituent who disregarded facts, particularly about the member??s voting record, when trying to communicate his concerns. After years of back-and-forth correspondences, the legislator had had enough, and wrote a letter back that simply stated: "Dear Ed. I received your letter. As usual, your facts are all wrong."

It was a gutsy letter to send, but the message was heard loud and clear: get your facts straight.

Today, Senator Richard Durbin (D-IL) is notably annoyed with the banking industry??s attempts to spread missives about debit card swipe fee reform and the real impact the legislation will have on consumers.

"Jamie Dimon Has Annoyed Sen. Durbin," reads the headline of a Wall Street Journal blog, as in Dimon the CEO and president of J.P Morgan, who "included a diatribe against new debit card rules in his recent letter to the bank??s investors."

Durbin, meanwhile, is not backing down.

"Your industry is used to getting its way with many members of Congress and with your regulators," Durbin wrote in a letter addressed to Dimon, adding, "The American people deserve to know the real story about the interchange fee system and the ways that banks in general ?" and Chase in particular ?" have abused that system."

Durbin wrote that the debit card swipe fee reforms were made after years of research and study, and aims to fix a broken market. He also notes that Visa and MasterCard continue to fix prices on behalf of their member banks, which also realize a huge benefit from these fees.

Durbin also took a swipe at Dimon??s personal compensation and Chase??s 2010 profits:

"In conclusion, I recognize that Chase will likely see decreased revenue from interchange reform, but I urge you to keep some perspective. Last year Chase had $17.4 billion in profits ?" up 48 percent from the previous year ?" and a 15 percent profit margin. Your own personal compensation 'jumped nearly 1,500 percent to $20.8 million in 2010,?? according to Reuters. In contrast, middle-class American families are struggling to get by in a tough economy ?" an economy that when south because of the banking industry??s?? unregulated excesses.

There is no reason to threaten your customers with higher fees when you and your bank are already making money hand-over-fist."

So while Chase saw a profit of $17.4 billion in 2010, Visa and MasterCard also made an obscene amount of profit off the convenience and fuels retailing industry ?" to the tune of $9 billion.

That number alone should make you mad as hell ?" write a letter to your elected officials in Congress and tell them that we don??t need to delay debit card swipe fee reform. The facts are already clear as day.